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Our Products

Transparent, Straightforward and Reliable Bridging Finance.

We offer a focused range of short-term lending products designed to support brokers and property professionals with clear criteria and a consistent approach. Each product is built around practicality, transparency and ease of execution.

Residential Bridging

For UK based property investors and landlords requiring short-term funding for acquisitions, refinancing or refurbishment of residential assets.

Semi-Commercial Bridging

For investors purchasing or refinancing mixed-use properties, or assets where both residential and commercial elements need a flexible short-term solution.

Bridging For Expats and Foreign Nationals

A streamlined process tailored to Expats and Foreign Nationals in the UK.

Contact Us Lending Criteria

Residential Investment

Our Residential Investment Product is available for:

  • Auction purchases
  • Undervalue transactions
  • Portfolio restructure
  • Quick completions
  • Capital raising for further investments

Semi - Commercial Bridge

Our Semi Commercial Bridge Product is available for:

  • Auction purchases / undervalue transactions
  • Portfolio restructure
  • Loans from £100k max LTV 65%

Bridging Products

Residential Products Semi Commercial Products Expats and Foreign Nationals Products

Standard

LTV Band 80% Gross
Minimum Gross Loan £50,000
Maximum Gross Loan £3,000,000
Monthly Rate 0.85% (fixed)
Arrangement Fee 2.2%

Low Fee

LTV Band 80% Gross
Minimum Gross Loan £50,000
Maximum Gross Loan £3,000,000
Monthly Rate 0.85% (fixed)
Arrangement Fee 1.45%
View Lending Criteria

A Clear, Simple Process

From enquiry to completion, we focus on clarity, speed and communication. Every case is reviewed on its merits, and we set out the steps required from the start so there are no surprises along the way. Our approach is straightforward, with no hidden stages and no unnecessary delays.

We provide clear and consistent short-term lending through intermediaries, supported by a team with real property experience. Our process is designed to be practical and simple to navigate, giving brokers and borrowers confidence throughout the transaction.

Protecting capital remains central to how we operate. Each loan is secured by a first legal charge and supported by personal guarantees. Every case undergoes detailed internal due diligence, with final approval provided by directors who bring extensive experience in property and credit risk.

  • 1
    TERMS
    Email into the team for indicative terms. Semi commercial and flats above/adjacent to commercial are always referred (for us to check the street view).
  • 2
    APPLICATION
    Intermediary completes bridging application form via E-Doc. ID and open banking links will be sent to the borrower on every application.
  • 3
    FEE PAYMENT
    The £299 is payable for your application (the application cannot be submitted until it’s paid). After the initial underwrite, we set a task for the valuation fee to be paid.
  • 4
    UNDER WRITING
    Application form, credit search, bank statements, ID, client’s portfolio spreadsheet all checked & verified. Additional documents requested if required.
  • 5
    VALUATION
    Electi Finance to instruct the valuation via VAS, AVMs are available subject to criteria.
  • 6
    OFFER
    Offer will be issued once the valuation is assessed and completed as acceptable. Offers are valid for 4 weeks from the date of issue.
  • 7
    SIGNATURE
    Applicant accepts the offer via E-Signature.
  • 8
    COMPLETION
    Funds transferred to appropriate solicitor & completes on the loan.

Trusted by Investors and Businesses

We support clients through a wide range of transactions, from property finance to commercial lending. Their comments highlight our clarity, responsiveness, and ability to get deals completed without unnecessary delay.

From day 1, Ajay and Jordanne made my experience very easy with their knowledge and response. Any questions or queries asked were answered with utmost professionalism and speedy responses.

Mandy Patmore

Don’t mess round going to another broker even if they are cheaper. Ajay and Jordanne know literally everything there is to know about property financing for investors.

Derwent Rentals

Ajay and the Team are quite simply the best in the business. Working in property is a challenging and varied job, but I have never discussed or implemented a deal where their knowledge and desire to share and support, wasn’t exceptional.

Chris Ashenden

Brilliant team, great contact points with everyone throughout the process. Great industry insight and knowledge... highly recommend Ajay and Jordanne to anyone!

Sandeep Rishi

Ajay and his team were absolutely brilliant! I can’t imagine using anyone else. Ajay is very knowledgeable. Everyone worked incredibly hard to make sure we got the purchase over the line before the stamp duty increase deadline. Thank you. Sarah

Sarah Iqbal

Speak To Us

Just pop in your details and one of our expert advisers will personally reach out to help you.