At Electi Finance, we don’t move the goalposts. Our criteria are fixed, transparent, and designed to give you confidence from the very beginning. We work with credible property investors and set out our requirements upfront, so you know exactly where you stand before progressing a deal.
Below is a clear breakdown of our lending criteria across each borrower type, helping you assess eligibility quickly and avoid unnecessary delays.
Contact Us View Products| Term |
Minimum 3 months, maximum 24 months |
| Repayment |
Interest Retained |
| Undervalue Purchase |
Acceptable up to 80% of Purchase Price / 65% LTV |
| Property Considered |
Standard construction mixed use units where the residential element is at least 50% of the overall floor area. Non standard construction up to 60% of OMV |
| Lending Area |
England, Wales & Northern Ireland |
| Available To |
UK Resident Individuals Limited Company SPVs registered in England, Wales & Northern Ireland |
We support clients through a wide range of transactions, from property finance to commercial lending. Their comments highlight our clarity, responsiveness, and ability to get deals completed without unnecessary delay.
Just pop in your details and one of our expert advisers will personally reach out to help you.