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Smarter Decisions,
Faster Funding

Clear advice. Transparent options. Finance arranged
 through trusted UK lenders.

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About Electi Finance

Finance from Investors, for Investors

At Electi Finance, we take a different approach to lending. Our focus is on consistency, clear communication and finding practical solutions for investors. Where much of the industry moves the goalposts with frequent criteria changes, we believe in stability. What we say today should hold tomorrow, and our clients value that reliability.

We’re committed to going above and beyond for the brokers and clients we support. Whether it’s clarifying requirements, finding a route through a complex scenario or moving quickly when timelines are tight, our goal is always the same: a smooth, transparent and predictable lending experience.

Our Core Principles

  • Flexibility
  • Speed
  • Transparency
  • Real Investor Experience
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Our Products

Residential Investment

Our Residential Investment Product is available for:

  • Auction purchases
  • Undervalue transactions
  • Portfolio restructure
  • Quick completions
  • Capital raising for further investments

Semi - Commercial Bridge

Our Semi Commercial Bridge Product is available for:

  • Auction purchases / undervalue transactions
  • Portfolio restructure
  • Loans from £100k max LTV 65%

A Clear, Simple Process

From enquiry to completion, we focus on clarity, speed and communication. Every case is reviewed on its merits, and we set out the steps required from the start so there are no surprises along the way. Our approach is straightforward, with no hidden stages and no unnecessary delays.

  • 1
    TERMS
    Email into the team for indicative terms. Semi commercial and flats above/adjacent to commercial are always referred (for us to check the street view).
  • 2
    APPLICATION
    Intermediary completes bridging application form via E-Doc. ID and open banking links will be sent to the borrower on every application.
  • 3
    FEE PAYMENT
    The £299 is payable for your application (the application cannot be submitted until it’s paid). After the initial underwrite, we set a task for the valuation fee to be paid.
  • 4
    UNDER WRITING
    Application form, credit search, bank statements, ID, client’s portfolio spreadsheet all checked & verified. Additional documents requested if required.
  • 5
    VALUATION
    Electi Finance to instruct the valuation via VAS, AVMs are available subject to criteria.
  • 6
    OFFER
    Offer will be issued once the valuation is assessed and completed as acceptable. Offers are valid for 4 weeks from the date of issue.
  • 7
    SIGNATURE
    Applicant accepts the offer via E-Signature.
  • 8
    COMPLETION
    Funds transferred to appropriate solicitor & completes on the loan.

Who We Work With

Electi Finance is a specialist short-term lender supporting credible property investors and developers across UK. We focus on small to large unregulated bridging loans, delivered with a transparent, common-sense approach.

Our lending covers residential purchases, auction purchases & semi commercial purchases.

Limited Companies

Finance solutions for structured property investments through Limited Companies.
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Expats

Straightforward UK property finance options for expat investors.
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Foreign Nationals

Clear, accessible lending for foreign nationals investing in the UK.
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Trusted by Investors and Businesses

We support clients through a wide range of transactions, from property finance to commercial lending. Their comments highlight our clarity, responsiveness, and ability to get deals completed without unnecessary delay.

From day 1, Ajay and Jordanne made my experience very easy with their knowledge and response. Any questions or queries asked were answered with utmost professionalism and speedy responses.

Mandy Patmore

Don’t mess round going to another broker even if they are cheaper. Ajay and Jordanne know literally everything there is to know about property financing for investors.

Derwent Rentals

Ajay and the Team are quite simply the best in the business. Working in property is a challenging and varied job, but I have never discussed or implemented a deal where their knowledge and desire to share and support, wasn’t exceptional.

Chris Ashenden

Brilliant team, great contact points with everyone throughout the process. Great industry insight and knowledge... highly recommend Ajay and Jordanne to anyone!

Sandeep Rishi

Ajay and his team were absolutely brilliant! I can’t imagine using anyone else. Ajay is very knowledgeable. Everyone worked incredibly hard to make sure we got the purchase over the line before the stamp duty increase deadline. Thank you. Sarah

Sarah Iqbal